Australian home-loan planning
Australian mortgage calculator
Estimate principal-and-interest home-loan repayments, optional extra repayments and a simplified offset-account scenario.
Offset accounts and extra repayments
An offset account can reduce the balance used to calculate interest while keeping cash accessible, but product rules vary. Extra repayments may reduce interest and the time it takes to repay the loan.
This is a planning estimate only. It does not include fees, LMI, redraw rules, rate changes or lender-specific offset terms.