2026 Canadian estimate
Canada take-home pay calculator
Estimate Canadian take-home pay from an annual salary after federal income tax, supported provincial tax, CPP or Québec QPP, EI and QPIP where applicable.
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What this Canadian salary calculator includes
This release supports Ontario, Québec, Alberta, British Columbia, Saskatchewan, Manitoba, New Brunswick, Nova Scotia, Prince Edward Island and Newfoundland and Labrador employees. It applies 2026 federal and provincial income-tax rates, Ontario's Health Premium where relevant, and employee CPP/CPP2/EI or Québec QPP/QPP2/EI/QPIP contributions.
Read what CPP2 means in Canada or see how the CPP and EI maximums affect take-home pay.
What is not included
The result assumes standard basic credits only. It does not include RRSP or workplace-pension deductions, benefits, union dues, dependants, tuition or medical credits, bonuses, multiple employers, or other TD1 claims. It is an annual estimate, so a real payslip can differ because payroll withholding is calculated by pay period.
Why provinces are added one at a time
Canadian payroll rules vary by province. Québec has a separate source-deduction system and uses QPP and QPIP rather than standard CPP treatment. Other provinces and territories will be added only after their payroll figures are checked.
This is especially useful if you are comparing a salary, checking a job offer or trying to understand the gap between gross pay and net pay.
Rates and limits are based on the CRA's July 2026 payroll formulas and Revenu Québec's 2026 employer changes and source-deduction formulas.
Frequently asked questions
Why can my pay differ by province?
Federal tax applies nationally, but provincial tax and payroll programmes vary. Québec also uses QPP and QPIP.
Is this an exact paycheck?
No. It is an annual estimate. TD1 claims, benefits, pension or RRSP deductions, bonuses and pay frequency can affect your actual payroll.
Are all provinces and territories supported?
The calculator lists the currently supported provinces. Territories are added only after their payroll formulas are validated.
Last reviewed: . Rules and thresholds are checked against Canada Revenue Agency guidance; see each calculator's assumptions before relying on an estimate.