Canadian home-buying planning

Canada mortgage calculator

Estimate a monthly mortgage payment from a home price, down payment, rate and amortization period.

This uses Canada's standard semi-annual compounding convention, converted to a monthly estimate. Mortgage insurance and property taxes are not included.

Canadian mortgage terms and amortization

In Canada, the mortgage term and amortization period can be different. This calculator uses the amortization period for a full repayment illustration and converts the usual semi-annual compounding convention into a monthly estimate.

This is not a mortgage offer or financial advice. Mortgage-default insurance, property tax, fees and renewals are excluded.

Read how Canadian mortgage terms and amortization work.