US home-buying planning

US mortgage calculator

Estimate a monthly principal-and-interest mortgage payment and add property tax, homeowners insurance, HOA fees and a PMI quote if you know them.

Property tax, homeowners insurance, HOA fees and any PMI quote you enter are added to the displayed monthly housing estimate. PMI rates and rules depend on the loan and lender.

What this US estimate includes

Property tax, homeowners insurance and HOA fees can materially change the monthly amount a buyer budgets for. Add a lender PMI quote where it applies; the premium depends on the loan, down payment, credit and lender.

This calculator is for planning only and is not a loan offer, pre-approval or financial advice.

Read how US mortgage payments are made up.

Was this tool helpful?

Mortgage planning highlights

Results are planning estimates, not financial, tax, legal, lending or investment advice.

Read the full guide