UK borrowing and debt planning
UK credit card repayment calculator
See how your current balance, interest rate and monthly repayment affect the estimated payoff date and interest paid.
Credit card repayment calculator
Use your current balance, annual percentage rate and planned monthly payment to estimate how long repayment could take. Credit-card rates and minimum-payment rules can change.
Use this as a planning estimate
These estimates assume the rate and repayment remain unchanged. They do not include future borrowing, fees, payment holidays, changing promotional rates or lender-specific early-repayment rules.
Use the result to plan a sustainable repayment, then check the current balance, rate and repayment terms with your lender before acting.