2026/27 tax year
UK two-jobs tax calculator
Estimate your combined take-home pay from a main job and second job, using the PAYE tax code for each employment.
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How to use this calculator
- Enter the annual pay from your main job and the tax code on its payslip.
- Enter the annual pay from your second job and its own tax code. This is often BR, D0, D1 or 0T.
- Add student-loan details if applicable, then compare the individual and combined results.
Why two jobs need separate calculations
Employers normally run PAYE and employee National Insurance separately for each employment. Your Personal Allowance is usually applied to only one job, so adding both salaries together and applying one standard tax code can be misleading.
Important limits
This is a 2026/27 annual planning estimate. It does not include pensions, bonuses, benefits in kind, tax-code changes during the year, attachment orders or other workplace deductions. Use your payslips and HMRC's records as the source of truth.
The estimates use HMRC's PAYE Income Tax guidance and National Insurance guidance.
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