2026/27 UK estimate

UK student loan repayment calculator

Estimate annual and monthly PAYE student-loan deductions for Plan 1, Plan 2, Plan 4, Plan 5 and postgraduate loans.

Repayment planning highlights

A higher regular repayment can reduce both interest and payoff time.

Use a payment you can maintain after essential bills and emergency savings.

Check the current balance, rate and any early-settlement terms with the lender.

Results are planning estimates, not financial, tax, legal, lending or investment advice.