UK borrowing and debt planning
UK personal loan calculator
Estimate a fixed monthly personal-loan repayment, total interest and the effect of paying extra each month.
Personal loan calculator
Use the loan amount, annual rate and repayment term to estimate a fixed monthly loan payment. Fees, lender rules and early-settlement charges are not included.
Use this as a planning estimate
These estimates assume the rate and repayment remain unchanged. They do not include future borrowing, fees, payment holidays, changing promotional rates or lender-specific early-repayment rules.
Use the result to plan a sustainable repayment, then check the current balance, rate and repayment terms with your lender before acting.